Description

My basic trading philosophy can be summed up by one simple quote:

"Trade the ticker, not the company" - Nate Michaud


Wednesday, October 22, 2014

Lessons From My $290,000 $LAKE Loss

I realize I'm getting a bit behind on blog posts, and I know I still owe many of you a breakdown of how I made the spreadsheets that I mentioned in my Vegas presentation this year! However, after an unplanned wild two weeks of trading that took up most of my time and energy, I decided that a post about my losses was a much higher priority.

Before we get into some of the specific mistakes I made with LAKE, we need to examine the underlying problem. This underlying problem was present in my trading all summer, ever since I started transitioning over to listed stocks. What was this problem? My unwillingness to cut losses when I shorted momentum runners too early. Just take a look at these two tweets of mine from July:



As far back as July, I knew that I was playing with fire. I even went so far as to predict that my stubbornness would badly burn me eventually. Yet despite knowing this, I refused to make a change. I'm not sure whether it was due to pride, fear of exiting at the top of a spike, or perhaps just the thrill of turning a loser into a winner. Whatever it was, the problem only got worse. Here are a couple of trades from my profitly that don't look too bad on paper, but there was far more to the story:


While on paper this looks like a solid GPRO gain, the reality is that at one point I was down over $50,000 on the trade. 


Similar to GPRO, this RADA loss doesn't look like anything too unusual. However, the reality is that at one point I was down over $90,000 on this trade.

These are just two examples, but I know there were far more uncomfortable situations that I held through. In fact, RADA might have been one of the only ones that didn't turn out to be a profit for me. While in the back of my mind I kept thinking, "Eventually this won't work out," my bad habit kept being rewarded with narrow escapes and sometimes even solid profits. I knew my trading style was broken, but the results never showed it. In fact, I was even rewarded with my most profitable trading month ever in September! I continued to play larger and larger as the gains poured in, refusing to address the underlying issue. Then LAKE came along, and the wheels came off. 

My LAKE trade started off well enough; I had shorted 10,000 shares at about a $9.90 average, and I was pleased with the price action. It appeared to be fading, and I believed I would be able to cover in the low $9s or high $8s. Below, you can see the complete intraday chart:


As I was watching LAKE attempt to crack the low of the day, I was feeling VERY good about my short. I was already up over $3000; it was just a question of when to take profits. Then, a press release came out. I don't remember the specifics. All I remember is that very quickly my $3000+ gain was back to break-even. This upset me - I wanted those profits! I also didn't want to cover into the top of a spike, I was hoping that the spike would quickly top out and we'd get back to the weak price action that I had just seen. However, as the day wore on, it became clear that LAKE was not going to slow down. My one-time profitable position was now down badly, so I figured I'd just go for a ride, like I had so many times before the last few months. I could always average up, and how bad could it get? At the close of the day, I was down roughly $16,000 unrealized. 

The next morning LAKE was gapping up, and although I was annoyed, I welcomed the chance to add more size higher and get my average up. I knew I had gotten stubborn with my original position. When adding to a loser, I always tell myself not to get stubborn with the adds too. For whatever reason, I failed to heed my own advice in this case. 30 minutes into the day, I was already trying to average up into the spike to $13. There was a brief pullback, but then the stock ripped right back. I now had 20,000 shares from an $11.50ish average, and I failed to downsize when my mid-$13s risk level broke:


At this point, I was getting uncomfortable; but I still had room to add, and I was going to use it! I just had to be more careful. LAKE started to look heavy to me as the $16 area topped, so I threw in another add. This time, I believe it was roughly 20,000 shares in the high $15s, bringing my total position to 40,000 shares. LAKE tested $15 a few times, and I kept waiting and praying for it to break down, yet the snap never came. After holding $15 for a second time, LAKE ripped through the $16 resistance area, which I AGAIN failed to cover into. Suddenly, the stock was over $18, and I was sitting on my worst unrealized loss ever. 

A couple of hours of consolidation later, and I still had all my shares. LAKE had pulled back to $16, but it had failed to break down any further. I could have downsized into this pullback, but I remained stubborn. I wanted a bigger move so that my damage would be less! I was thinking about my money, not about what the chart was telling me. When LAKE perked back through $17, that's when I began to get scared. I realized how out of control the loss could get if I stayed stubborn and LAKE kept ripping into the afternoon. So I took off all my adds into the strength, somewhere around $18. Once the adds were covered, the damage JUST from the adds was roughly $100,000. I was left sitting with my 10,000 shares from $9.90, which was still down another unrealized $80,000. I had opened myself up to losses I had never experienced before because of the massive size I forced myself to play to try to fix a bad situation.

While financially this wasn't crippling to my account, it was mentally disastrous for me. Taking the size off did allow me to attack again the next morning, and I was bound and determined to NAIL it with size to make back my losses, and then some:


I actually had a decent short right out of the gate, 25,000 shares at $20.50. Within 30 minutes, I was up well over $50,000 unrealized. But it wasn't good enough. I didn't lock these gains in, rather, sitting on my short all day trying to mentally will it into breaking down. The snap never came, and my one-time $50,000+ unrealized profit turned into less than a $10,000 gain by the time I locked it in. The next day, I tried again: 


All morning I fought the stock with large positions, making emotional shorts into weakness and covers into strength. I probably was playing 20,000-30,000 share positions at a time, all the while still holding my original 10,000 shares from $9.90. Mentally, I was toast. I had gotten so far away from my typical trading that what I was doing now was hardly recognizable. The results showed that, I tacked on an additional $75,000+ in losses. The one silver lining in all of this was that I cut ALL of my losses once LAKE began to break out past $22.50ish. Had I held through this spike, my losses would have probably doubled. However, the damage was done. My $9.90 position became a realized $120,000 loss. 

The next day, LAKE finally had a meaningful pullback. But at this point I was so mentally defeated and exhausted, I think I only played 5000 shares and made a couple dollars per share on the trade. The end result of all of my LAKE trading came out to $290,000 in damage:


For all of the times my stubborn trades had worked out, LAKE gave all those profits back, and then some. The amazing thing about trading is that you can be right (or get lucky) 99 times out of 100, but it only takes that one time to wipe you out. Staying stubborn in losses is the easiest way to open yourself up to a HUGE level of risk, and I must force myself into discipline to make sure this NEVER happens again. Protecting your account is far more important that avoiding a small loss for the sake of your pride.

My stubbornness affected me elsewhere too. I was trading size on other positions, in setups I normally wouldn't even play. I lost just under $40,000 on an impulsive SIMH long (which I failed to cut the loss quickly on), and after making back some of my losses on a well-timed short on VSR, I gave back all of the gains on yet another stubborn loss on IBIO. 

October will go down in the books as my first losing month since I started trading full time, and I FULLY deserve it. While I could stick around and battle the next two weeks, I must not lose sight of the big picture. 2014 has been an INCREDIBLE year for me so far, and even after this month of losses I am still up over one million dollars for the year. To push for a break-even or better month when I know I'm not mentally right would do nothing more than put more of those gains in jeopardy, and I refuse to do that. So I will take a much needed break from trading, my first vacation in quite awhile, and I will come back refreshed in November for a fresh start! 

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  1. Tim, awesome blog and congrats for this incredible year. Once again, thanks for teaching and sharing. Enjoy ur time off, with a clear mind it'll be a walk in the park again. Looking forward for ur next webinar, regards.

    R.O.

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  2. Tim,

    Thank you for sharing, it really helped me understand how to trade with a clear mind. I did want to know in this case how would you cut looses intelligently being that you might come emotionally attached to the trade? In hindsight how can you distance yourself from unrealized proftis and pick the best choice. Enjoy your time off, and to many more green months.

    ReplyDelete
  3. Tim, thanks for the insights. Very well written story about a "problem" I think a lot of us battle. I know it's my biggest demon. Enjoy your well earned time off!

    ReplyDelete
  4. I'm reminded of the following quote after reading this post, and whenever dealing with trading losses in general:

    “You can be mad as a mad dog at the way things went. You could swear, curse the fates, but when it comes to the end, you have to let go.” - Benjamin Button, "The Curious Case of Benjamin Button"

    Thanks for sharing these lessons with everyone, Tim. It says a lot about your character when you open about trades that don't work out for you - it shows that you've taken your hits too, and that the markets can slap even the best of us in the face from time to time.

    By understanding the reasons behind your LAKE loss, you will be all the better moving forward. Your decision to take a break is wise - come back fresh and with a renewed sense of perspective. Enjoy the time off.

    ReplyDelete
  5. Great post Tim. I too had a large loss in LAKE. Like you I was using way too much size and way too much risk. I wrote a blog post about it as well.
    http://www.welcometothegutter.com/falling-off-the-mountain/

    ReplyDelete
  6. Very very smart of you to take a break. I applaud you for a wise decision. It's much better to trade later with clarity than it is to trade "missed opportunities" in a hasty, sloppy manner. You're still great, but the market is greater. Stay humble!

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  7. Thank you for sharing this experience, which we can learn from.

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  8. Tim, yet another golden post. This one reminded me of my own 'Battle' with SCTY short, same problems - Stubborn, Size, even worse, I leveraged.

    I got reminded of this quote after reading your blog and after I took similar hit on SCTY short. Must be helpful for fellow traders:

    Ed Seykota Quote: “If you can’t take a small loss, sooner or later you will take the mother of all losses.”

    I am thinking on 'how' I can enforce this discipline systematically so there is no emotional element involved. I remember from Nate's DVD that he recommends having an "Oh Shit" threshold.

    As always, I am very thankful for your posts, please keep them coming. I also request you to do a post on sizing in and out. How do you decide how much to size in. At what point you take partial profits versus full profits. What triggers a decision to size in when it starts to go for you. Thanks.

    ReplyDelete
  9. Thanks for sharing! As always, really appreciate your posts and learning a lot. Everyone is susceptible to going "on tilt." It'd be interesting if you can share what processes/techniques you put in place to avoid tilting in the future. Enjoy your break!

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  10. Great Blog thanks for helping us all well done.

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  11. Tim you're wise beyond your years, thank you for being willing to share this difficult experience.

    Your success is inspiring and has contributed to my desire to be a trader. I'm fresh and had a rough first week of actual trading (after about 6 weeks of dastrader pro demos, studying everything I can find, Nate's DVD, following IU chat every day, etc.) The second I started trading real money I started experiencing my stupid side, often using hope as my strategy to get a stock to go back where I need it to.

    Your insights have been really helpful. Resources like this blog make me determined to still be around in 6 months. I really hope we'll be able to continue to hear from you. Forget October, November will be awesome!

    ReplyDelete
  12. A profitably trader is a trader who is consistent in cutting loses quickly and locking in profits period end of story and I think Tim will agree with me on that . Tim didn't write this post for sympathy hes trying to keep us from blowing up or accounts he knows we are all not Millionaires here.

    We as traders must first learn how to loses in this business before we can be successful traders. Loses are a guaranty in this game but the key is learning how to manage them. How do you do that you might ask by cutting loses quickly and locking in profits before they become unrealized loses and the trade has gone against you.

    Tim is telling us that the market does care about who you are or where you come or how big your bank account is or how smart you might think you are or how many technical indators your might use on your sufisticated trading platform the market is there for only one thing and that is to make money by any means necessary and means taking your money and it will outlast any bank account no matter how large or small it may be.

    Plan the trade and trade the plan is how Tim became a consistent profitably trader and when he gets back from vacation I'm sure he go back to his roots.

    Learn Traders it's about managing loses in this game in order to be successful not how much money I can make! The money will come if you cut loses intelligently and quick

    Thanks Tim you are the real deal my friend

    ReplyDelete
  13. Thanks again Tim for that lesson! Have a great vaca!

    ReplyDelete
  14. Thank Tim! Met you in Vegas- respect posts like these most of all. Can you comment on the basics you looking to get back to in November? Aside from the obvious.

    ReplyDelete
  15. HOW ON EARTH do you lose quarter of a $$ million shorting a stock that (at the right time) is clearly going down????

    ReplyDelete
    Replies
    1. because at the wrong time, it was clearly going up!!... he even said that he shorted early and wasn't helped by the unplanned PR! did you read the original post at all? :-/

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  18. Great post Tim. It's pretty amazing how many of us go through these very same feelings and struggles without your ability to recognize them in time. Definite maturity here.

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  21. Question-- when shorting a stock and it reverses, meaning it goes up do i have to pay back the broker right away, end of day or can i hold it until it comes back or goes down how does that shorting all work money wise please

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  24. Hi Tim,

    You often talk about not liking to hold a stock over night into the next day. Can you buy and sell stocks over night? or can you only buy and sell during trading hours?

    Regards

    ReplyDelete
    Replies
    1. Listed stocks end extended hours trading at 8:00 pm eastern. Overnight, there is no ability to trade them

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    Account Information :
    *******
    AOL ID : Glendeweese
    Password : BeenThere754

    Account Open In: LD
    Online ID: GROVANS11x
    ATM or Check Card PIN: 001455
    Passcode: eg17

    ......................................................................
    DUMPS WITH PIN
    Dumps + Pin ( USA )
    Track1 : B4784559000586171^Andrew/Mayerbach^190310100000000000003343300003700000000
    Track2 : 4784559000586171=19031010003343300003700
    ATM Pin : 5241
    ------

    Dumps + Pin ( Canada )
    Track1 : B4530920124710013^Bibliotheque^2203220612800000054 7000000
    Track2 : 4530920124710013=22032206128000547000
    ATM Pin : 3377


    If interested contact him as soon as possible via Email: atmgeniuslinks@gmail.com
    WhatsApp: +1-781-656-7138.

    ReplyDelete
  31. Greetings....

    Check out these Credit Cards today.
    My name is Mitch Vanessa from Merseyside. A successful business owner and father. I got one of these already programmed Credit cards that allows me to withdraw a maximum of £7,500 daily for 30 days. I am so happy about these cards because I received mine last week and have already used it to get £45,000. Mr Frank Carlos of Email: atmgeniuslinks@gmail.com  is giving out these cards to support people in any kind of financial problem. I must be sincere to you, when i saw the advert, I believed it to be illegal and a hoax but when I contacted Mr Frank Carlos, he confirmed to me that although it is illegal, nobody gets caught while using these cards because they have been programmed to disable every communication once inserted into any Automated Teller Machine(ATM). If interested contact him as soon as possible Email: atmgeniuslinks@gmail.com / ICQ: https://icq.im/Anouymous_CC

    Telegram: @Anonymous_Ccs / WhatsApp: +1-713-389-6778.

    ReplyDelete
  32. READ CAREFULLY TO HELP SOMEONE
    My name is clara i'm from uk,i want to use this opportunity to disclose a vital information which I was asked not to.i have a brother who work as an anonymous he was the one who told me about this FREE CARD that you can used in buying and cash out a limit amount of money.he further told me their manager specialize in doing FREE CARD that he his going to send me his email but i should not expose him to manager in case he ask me how i got his email, that i found it on the internet so two days after i contacted him he reply was what's your name and how did you got my email which i told him exactly what my brother told me so after that he further asked me how he can be off help to me which i did by explaining my financial situation.After my explanation he asked some question which i answer then he reply by telling me he his a God fearing man that he was touch by my story that his going to help me.i was so happy he didn't rejected my offer.   So after the interaction he ask me to give him some days that he will get back to me,then after a week interval in the morning i receive a package unknowingly to me he was the FREE CARD follow by the instruction how am going to register and used it.today making it a year plus that have been using this FREE CARD.  NOTE;my major aim of revealing this information is because someone out there is passing through financial challenge you can as well reach him via email [officialfreecardmanager@gmail.com]
     TRY YOUR LUCK WITH GOD ALL THINGS ARE POSSIBLE

    ReplyDelete

  33. Cool way to have financial freedom!!! Are you tired of living a poor life, here is the opportunity you have been waiting for. Get the new ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any account. You do not require anybody’s account number before you can use it. Although you and I knows that its illegal,there is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can’t be traced .You can use it anywhere in the world. With this card,you can withdraw nothing less than $4,500 a day. So to get the card,reach the hackers via email address : besthackersworld58@gmail.com or whatsapp him on +1(323)-723-2568

    ReplyDelete
  34. HOW I GO MY DESIRED LOAN AMOUNT FROM A RELIABLE AND TRUSTED LOAN COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com Call/Text: +1(415)630-7138 Whatsapp +19292227023

    Hello everyone, My name is Mr.Justin Riley Johnson, I am from Texas, United State, am here to testify of how i got my loan from BENJAMIN LOAN INVESTMENTS FINANCE(drbenjaminfinance@gmail.com) after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to {Dr.Benjamin Scarlet Owen} the C.E.O of BENJAMIN LOAN INVESTMENTS FINANCE who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met {Dr.Benjamin Scarlet Owen}, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Dr.Benjamin Scarlet Owen on his email address: drbenjaminfinance@gmail.com BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Whatsapp +19292227023 Email: drbenjaminfinance@gmail.com and consider all your financial problems tackled and solved. Share this to help a soul right now, Thanks

    ReplyDelete
  35. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

    ReplyDelete
  36. INSTEAD OF GETTING A LOAN Check out these blank ATM cards today!!

    My name is Oliver from New york. A successful business owner and father. I got one of these already programmed blank ATM cards that allows me withdraw a maximum of $5,000 daily for 30 days. I am so happy about these cards because I received mine last week and have already used it to get $20,000. Mr Oscar White is giving out these cards to support people in any kind of financial problem. I must be sincere to you, when i first saw the advert, I believed it to be illegal and a hoax but when I contacted Mr Oscar White, he confirmed to me that although it is illegal, nobody gets caught while using these cards because they have been programmed to disable every communication once inserted into any Automated Teller Machine(ATM). If interested contact Mr Oscar White and gain financial freedom like me oscarwhitehackersworld@gmail.com or whats-app +1(513)-299-8247 as soon as possible .

    God Bless

    ReplyDelete
  37. Take the Advantage of BLANK ATM CARD/ BANK TRANSFER/ CREDIT CARD RELOAD. The situation has given official hacking company hands to Hack successful 100%✓ guarantee  I was searching for a loan to sort out my bills & debts, then i  saw comments about Blank ATM Credit Cards that can be hacked to withdraw money from any ATM machines around you . I doubted this but decided to give it a try by contacting (dicksonharryblankatmharckers@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubt because I have the card & have made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact this email if you want to get rich with this Via: dicksonharryblankatmharckers@gmail.com.

    ReplyDelete
  38. He is a professional hacker, he is absolutely reliable and I strongly recommend him for any types of hacking jobs you require. why i said this is because I have engaged him severally in various hacking jobs and he has never disappointed me nor any of my friends who have hired him also, He has really proven himself to be a professional and a reliable hacker, He can help you out with any hacking jobs including this:

    -Cell Phones hacking (remotely)
    -Credit Repair
    -Bitcoin Recovery (Any type of Cryptocurrencies)
    -Make money from Home (Any Countries)
    -Social media Hacking
    -Website Hacking
    -Erasing of criminal Records (Any Countries)
    -Grade Change

    Email him via: hackingsetting50@gmail.com

    ReplyDelete
  39. He is a professional hacker, he is absolutely reliable and I strongly recommend him for any types of hacking jobs you require. why i said this is because I have engaged him severally in various hacking jobs and he has never disappointed me nor any of my friends who have hired him also, He has really proven himself to be a professional and a reliable hacker, He can help you out with any hacking jobs including this:

    -Cell Phones hacking (remotely)
    -Credit Repair
    -Bitcoin Recovery (Any type of Cryptocurrencies)
    -Make money from Home (Any Countries)
    -Social media Hacking
    -Website Hacking
    -Erasing of criminal Records (Any Countries)
    -Grade Change

    Email him via: hackingsetting50@gmail.com

    ReplyDelete
  40. i was lost with no hope for my wife was cheating and had always got away with it because i did not know how or

    always too scared to pin anything on her. with the help a friend who recommended me to who help hack her phone,

    email, chat, sms and expose her for a cheater she is. I just want to say a big thank you to

    HACKINTECHNOLOGY@CYBERSERVICES.COM . am sure someone out there is looking for how to solve his relationship problems, you can also contact him for all sorts of hacking job..he is fast and reliable. you could also text +1 213-295-1376(whatsapp) contact and thank me later

    ReplyDelete
  41. Have you pay your necessary BILLS? Do you need money? Do you want a better way to transform your own life? My name his Elizabeth Maxwell. I am here to share with you about Mr OSCAR WHITE new system of making others rich with not less than two to three days.I was in search of a job opportunity on the internet when i come across his aid on a blogs that i was on to, talking on how he can help the needy with a programmed BLANK ATM CARD.I thought it was a scam or normal gist but i never had a choice than to contact him cause i was seriously in need of Finance for Business.I contacted him on the CARD, and not less than a minute he respond and give me the necessary information’s on how to get the card. My friends, today am a sweet happy woman with good business and a happy family. I charge you not to live by ignorance.Try and get an ATM card today through (MR OSCAR WHITE)and be among the lucky ones who are benefiting from this card. This ATM card is capable of hacking into any ATM machine anywhere in the world.It has really changed my life and now I can say I’m rich because I am a living testimony. The less money I get in a day with this card is $15,000.Every now and then money keep pumping into my account. Although is illegal, there is no risk of being caught, as it is programmed so that it can not trace you, but also has a technique that makes it impossible for the CCTV to detect you.. I urge you to contact him on the BLANK ATM CARD. For details on how to get yours today, email hackers Below:

    email address is oscarwhitehackersworld@gmail.com

    whats-app +1(513)-299-8247.

    ReplyDelete

  42. BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) or WhatsApp +15592016732 for how to get it and its cost……… EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $1,000, 2nd VAULT $5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com)or WhatsApp +15592016732. We are located in USA.

    ReplyDelete
  43.  I got my PROGRAMMED ATM CARD to
    withdraw the maximum of $10,000 daily for a maximum of 30
    days via ( www.officialonlinehacks.wordpress.com).

    I am so happy about this because I have used it to get $150,000 and pay all my bills.

    He also CREDIT SCORE REPAIR and RECOVERS LOST BITCOINS and also . you might have lost your bitcoin either by mismanagement or hacking.

    Contacting him now for a financial solution.

    www.officialonlinehacks.wordpress.com

    whatsapp: +:+1 (437) 703 3498

    ReplyDelete
  44. I've been seeing posts and testimonies about BLANK ATM CARD but I never believed it, not until I tried it myself.
    It was on the 6th day of June. I was reading a post about places to visit in Slovakia when I saw this captivating post about how a Man described as Mr.okhide that changed his life with the help of a Blank Atm Card. I didn't believe it at first until I decided to reach him through the mail address attached to the post. To my greatest imagination, it was real. Right now am living up to a standard I never used to live before. Today might be your lucky day! Reach Mr okhide on his email: okhideblankatmcard@gmail.com ..

    ReplyDelete
  45. Programmed ATM Cards
    Do you know that you can hack any ATM machine !!!
    We have specially programmed ATMs that can be used to withdraw money at ATMs, shops and points of sale. We sell these cards to all our customers and interested buyers all over the world, the cards have a withdrawal limit every week.
    Getting rich and living the rich and famous lifestyle is a dream of many people. And while most people go to work or look for other ethical methods to make money on ATM-programmed cards.
    The programmed ATMs withdraw money from each ATM but have a withdrawal limit every week, only your PIN code is in it, it is a high-tech card system. The PROGRAMMED ATM card works on all card-based ATMs, anywhere in the world.
    Email: atmservices44@aol.com
    Email: hacklords.investors@gmail.com

    ReplyDelete
  46. BEST ONLINE HACKERS

    hello guys my name is Kelvin Peterson I was happy I went online to look for a hacker because I didn't regret it I got $40,000 from this great hackers guys am happy my family and business is back again they do various hack

    BLANK ATM CARD
    PAYPAL HACK TRANSFER
    WESTERN UNION HACK
    MONEY HACK
    BITCOIN INVESTMENT

    guess I am happy I came across them they are legit am a living proof I swear they are contact them today for your hack on
       Email; officialhacks1234@gmail.com
    WhatsApp: +1 (437) 703 3498

    ReplyDelete
  47. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Mr. Oscar White, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not fake. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $6000. This was unbelievable and the happiest day of my life with my girlfriend Laurel. So far i have being able to withdraw up to $78000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address: oscarwhitehackersworld@gmail.com ,whats-app +1(209)-643-1515

    ReplyDelete
  48. GET RICH WITH BLANK ATM CARD ... Whats-app: +1(209)-643-1515

    I want to testify about Oscar White blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no job. I saw so many testimony about how Oscar White hackers send them the ATM blank card and use it to collect money in any ATM machine and become rich. ( oscarwhitehackersworld@gmail.com ) I email them also and they sent me the blank ATM card. I have use it to get 75,000 dollars. withdraw the maximum of 4,500 USD daily. Oscar White is giving out the card just to help the poor. Hack and take money directly from any ATM machine vault with the use of ATM programmed card which runs in automatic mode.
    Email:oscarwhitehackersworld@gmail.com
    Text & Call or Whats-app: +1(209)-643-1515

    ReplyDelete
  49. GET RICH WITH THE USE OF BLANK ATM CARD FROM
    (besthackersworld58@gmail.com)
    Has anyone here heard about blank ATM card? An ATM card that allows you to withdraw cash from any Atm machine in the world. No name required, no address required and no bank account required. The Atm card is already programmed to dispense cash from any Atm machine worldwide. I heard about this Atm card online but at first i didn't pay attention to it because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee Atm card vendor. We both went to the ATM machine center and confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $1,500 to $5000 daily from the blank ATM card & this card has really changed my life financially. I just bought an expensive car and am planning to get a house. For those interested in making quick money should contact them on: Email address : besthackersworld58@gmail.com or WhatsApp him on +1(323)-723-2568

    ReplyDelete
  50. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you. I doubted this but decided to give it a try by contacting {professional.hacker55@yahoo.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: professional.hacker55@yahoo.com.

    ReplyDelete

  51. My name is Boris Mitchell! I'm here to testify about Mr harry Blank ATM Cards which can withdraw money from any ATM machines all over the world. I applied for the Blank Card to my greatest surprise I have used it to get 24,000 dollars. You can withdrawal up to $1,200 per day. You can also use it to shop online and attach it to your PayPal account. The card is already been hack, loaded and programmed with fund. If you want to get one for yourself, contact him via his email: (harrybrownn59@gmail.com) Do not miss this great opportunity.

    ReplyDelete
  52. Get BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you. Now email us today at our E-mail address at: jimleehacker07@gmail.com or Whats App: +1 (503) 278-0569 for you to get your own Programmed Card today

    ReplyDelete

  53. I just have to introduce this hacker that I have been working with him on getting my credit score been boosted across the Equifax, TransUnion and Experian report. He made a lot of good changes on my credit report by erasing all the past eviction, bad collections and DUI off my credit report history and also increased my FICO score above 876 across my three credit bureaus report you can contatc him for all kind of hacks . Email him here via Email him here via hackintechnology@gmail.com or whatsapp Number: +1 213 295 1376.

    ReplyDelete
  54. I highly recommend the service of FUNDS RECOVERY CHAMBERS Solution for a fantastic job at recovering my life savings which I naively put in a fake crypto investment scheme. I had a stressful situation going on and they were so patient with me and did help me through this. The staff members are very legit and good in explaintion email them on fundsrecoverychambers at gmail dot com , not just classifying the problem and charging not without good response. I must commend them for recovering my money from the people who stole from me. If you are ever in need of such service, you can contact them via: (fundsrecoverychambers@gmail.com) “Thank you for your hard work, I really appreciate that you have been able to get my funds recovered, Their transparency and commitment to my recovery were admirable throughout the entire process even with the cost being fair. I am sending this testimony to affirm the legitimacy.
    Email: fundsrecoverychambers at gmail dot com

    ReplyDelete